How It Works | CalculateCarFinance.co.za

Get Your Car Loan Estimate in 3 Simple Steps

Our free, no-obligation calculator helps you plan your car purchase with confidence. Here’s how to use it:

Step-by-Step

Step 1: Enter Your Loan Details

Fill in the basics to get started

Step 2: Review Your Results

Instantly see: ✔ Monthly Repayment (Excl. admin fees) ✔ Total Interest (What you’ll pay over the loan term) ✔ Total Repayment (Car price + interest) ✔ Admin Fee Impact (If applicable—e.g., +R69/month)

Step 3: Adjust & Compare

Play with the numbers to find the best deal: Increase your deposit to lower monthly payments. Shorten the loan term to save on interest. Add a balloon payment to reduce monthly costs (but owe more later). 💡 Pro Tip: Use the calculator to compare bank offers before visiting a dealership!